The BNPL model doesn’t charge customers interest or fees up front. Lenders instead make money by charging the vendor four payment processing fees instead of one. That can drive up prices for everyone, including non-BNPL shoppers.
The idea that the loan is “no interest, no fees” is true only to an extent. If you don’t pay the loan back on time, you could be subject to all sorts of fees — which, again, the lender doesn’t have to tell you up front, because they aren’t subject to the Truth in Lending Act.
Following the release of iOS 16.4, macOS 13.3, and more earlier this week, Apple is now rolling out updates to its suite of iWork apps. Updates to Keynote, Pages, and Numbers are now available with new Apple Pencil features, improved collaboration, and more.
In addition to enabling 5G in Macau and Turkey, iOS 16.4 also apparently enables 5G support for Google Fi users for the first time.
Sequel 2.0 is an easy-to-use media wishlist and tracking app for the iPhone and iPad that pulls off tracking five types of media elegantly. The app works with movies, TV shows, videogames, books, and audiobooks and starts with a single view that collects each of the media categories you’re tracking, integrates a unique search field, and has a single button for adding new items.
Doppler for iPhone and Mac is the popular music player designed for those who prefer to buy and own their library – with hi-res support. Now for iOS, Doppler 3 has arrived with a number of improvements like Library customization, Album Collections, Queue Grouping, a simplified tab bar with new icons, and more.
The Netflix “Basic with Ads” plan costs $6.99 per month, a saving of $3 compared to the ad-free Basic plan. Only a subset of the Netflix content catalog is available to stream on the ads tier though, due to licensing rights issues.
Apple Inc persuaded a U.S. appeals court on Thursday to uphold a patent tribunal's ruling that could imperil a $502 million verdict for patent licensing company VirnetX Inc in the companies' long-running fight over privacy-software technology.
I've just listened "Monster Mash" on Apple Music Classical. :-)
Thanks for reading.